These Terms of Use ("Terms") govern your access to and use of the website [www.monarch-maven.com] (referred to as the "Website"), operated by Patricia Ramirez. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Website.
Acceptance of Terms
By using the Website, you confirm that you are at least 18 years of age, or have the consent of a parent or legal guardian. You agree to comply with these Terms and all applicable laws, regulations, and posted policies while using the Website.
Intellectual Property
All content available on the Website, including but not limited to text, images, logos, graphics, videos, downloads, and software, is the property of Patricia Ramirez or its licensors and is protected by applicable intellectual property laws.
You may not reproduce, distribute, modify, republish, or exploit any content without prior written permission from Patricia Ramirez.
User Conduct
When using the Website, you agree not to:
a. Provide false, misleading, or incomplete information
b. Use the Website for any unlawful, fraudulent, or abusive purpose
c. Upload or distribute harmful, threatening, or objectionable content
d. Infringe on the rights, privacy, or data of others
e. Attempt to damage, disrupt, or gain unauthorized access to the Website or its systems
f. Violate any applicable local, national, or international laws or regulations
Third-Party Links
The Website may contain links to third-party websites that are not owned or controlled by Patricia Ramirez.
We are not responsible for the content, accuracy, or practices of any linked websites. Your use of third-party sites is at your own risk.
Disclaimer of Warranties
The Website is provided "as is" and "as available," without warranties of any kind, either express or implied.
Patricia Ramirez does not guarantee that the Website will be uninterrupted, secure, or error-free.
Use of any information obtained through the Website is done at your own discretion and risk.
Limitation of Liability
To the fullest extent permitted by law, Patricia Ramirez shall not be liable for any indirect, incidental, consequential, or punitive damages resulting from your access to or use of the Website, including but not limited to data loss, system failure, or service interruption.
Indemnification
You agree to indemnify, defend, and hold harmless Patricia Ramirez and her affiliates, employees, contractors, and agents from any claims, damages, or liabilities resulting from your violation of these Terms or misuse of the Website.
Modifications and Termination
Patricia Ramirez reserves the right to modify, suspend, or discontinue the Website or any part of it at any time without notice.
We may also update these Terms at our discretion. Continued use of the Website after such updates constitutes your acceptance of the revised Terms.
Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of the State of Texas, United States. Any disputes arising from these Terms or your use of the Website shall be resolved in the courts of Travis County, Texas.
Entire Agreement
These Terms of Use represent the entire agreement between you and Patricia Ramirez concerning your use of the Website and supersede any prior communications or agreements.
If any part of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full effect.
Privacy Policy
Effective Date: October 3, 2025
Last Updated: October 3, 2025
This Privacy Policy describes how Patricia Ramirez (“we,” “our,” or “us”) collects, uses, and protects your personal information when you visit and use [www.monarch-maven.com] (“Website”).
By accessing or using this Website, you consent to the practices described in this Privacy Policy. If you do not agree with this policy, please do not use the Website.
Information We Collect
a. Personal Information
When you voluntarily submit information through forms, subscriptions, event registrations, coaching bookings, or contact pages, we may collect:
Name
Email address
Phone number
Billing or shipping address (if applicable)
Payment information (processed through secure third-party providers)
b. Non-Personal Information
We may collect data automatically through cookies or analytics tools, including:
IP address
Browser type
Pages visited
Time spent on the Website
Device type
How We Use Your Information
We use the information we collect to:
- Respond to inquiries or provide customer support
- Send newsletters, event updates, or promotional materials (if you opt in)
- Process payments or transactions for events and coaching services
- Improve Website functionality and user experience
- Comply with legal or regulatory obligations
Sharing Your Information
We do not sell, rent, or trade your personal information to third parties. However, we may share your data with:
- Trusted third-party service providers (such as email platforms or payment processors)
- Law enforcement or regulatory authorities if required by law
- Website analytics tools (such as Google Analytics)
These third parties are obligated to keep your information secure and only use it for agreed purposes.
Cookies & Tracking Technologies
Our Website may use cookies and similar technologies to enhance your experience. You can choose to disable cookies in your browser settings, though this may limit some functionality.
Data Security
We take reasonable measures to protect your personal data from unauthorized access, misuse, or disclosure. However, no method of transmission over the Internet or electronic storage is completely secure.
Your Rights
You have the right to:
- Access the personal information we hold about you
- Request corrections or updates to your data
- Opt out of marketing communications at any time
- Request deletion of your personal information, where legally permissible
To make any of these requests, please contact us at:
[email protected]
Third-Party Links
This Website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing any personal information.
Children’s Privacy
This Website is not intended for use by children under the age of 13. We do not knowingly collect or store information from children. If we learn we have collected personal information from a child without parental consent, we will delete it promptly.
Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with the updated effective date. Continued use of the Website after changes are posted constitutes your acceptance of the revised policy.
Contact Us
If you have questions or concerns, please contact:
Patricia Ramirez
Email: [email protected]